Management team

Peter Cullum PhD, MBA, FCII, MCIM
Executive Chairman

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Andy Homer FCII
Group Chief Executive Officer

Andy HomerAndy was appointed Chief Executive Officer of Towergate Partnership in 2005. He joined Towergate in 2002 as Chief Executive Officer of the Folgate Partnership. Andy has worked in the insurance business since 1971. His career includes appointments as General Manager of Commercial Union UK (now part of Norwich Union) and CEO of Axa Insurance UK. Between 1998 and 2001 he was Chairman of the Motor Insurance Bureau and was President of the Chartered Insurance Institute in 2002/3.

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Tony Proverbs ACII
Executive Director

Tony ProverbsTony was part of the team that created Towergate in 1997. He began his career with Guardian Royal Exchange and Black Sea and Baltic, where he held a variety of senior sales roles. In 1985, he moved to Economic Insurance to focus on scheme development. Tony subsequently became Sales Director of Hiscox before joining the management team of Towergate from its inception. Currently, Tony Proverbs is Executive Director responsible for the relationship between Towergate Partnership and its key associated companies – Paymentshield, Towergate Healthcare and Cullum Capital Ventures.

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Amanda Blanc MBA, ACII
Chief Executive Officer – UK Broking

Amanda BlancAmanda was appointed as Chief Executive Officer UK Broking in 2006. She was formerly Distribution and Customer Services Director of Groupama Insurances. Before joining Groupama, Amanda held senior sales and distribution positions at AXA Insurance and Commercial Union. In 2008 Amanda was voted the overall winner of Women in the City award.

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Max Carruthers BSc, ACII
Group Operations Director

Max CaruthersMax was appointed as Group Operations Director in 2005. He is a computer science graduate and started his career as a loss adjuster. He has subsequently held a variety of senior roles within the insurance industry. He was Deputy Managing Director at Economic Insurance until Hiscox bought the firm in 1996. He then became Managing Director of Hiscox Insurance. In 1998, Max was appointed Chief Executive of Eastgate Assistance. He became Joint Chief Executive of Rubicon Corporation in 2001.

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Clive Nathan, BA, ACII
Chief Executive Officer - Underwriting

Clive NathanClive was appointed as Chief Executive Officer Underwriting early 2006 having joined Towergate in 2003. He has held senior positions in Commercial Union and Axa Insurance, where he was Southern Regional Director.

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Ian Patrick, BA, CA
Group Finance Director

Ian PatrickIan was appointed Group Finance Director of Towergate in 2006. Ian trained as a chartered accountant with BDO Binder Hamlyn qualifying in 1991. He has since held a number of senior finance positions with Croft Oil & Gas Plc and Mitsui Bussan Commodities before joining Highway Insurance Holdings plc in 1999 and becoming Group Finance Director in 2002. Following the successful turnaround of the business Ian was promoted to Group Finance & Operations Director in 2005.

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Tim Philip, B.Comm. ACA
Group Finance Director

Tim PhilipTim joined The Folgate Partnership as Group Finance Director at the time of Folgate’s launch in 2002 and became Finance Director of Towergate when the two groups merged in 2005. He joined Coopers and Lybrand in 1985 spending six years with Coopers in Australia, before transferring to the UK in January 1991. In 1999 Tim joined Heath Group and in 2000 he joined Benfield Group as Finance Director of a newly formed subsidiary company. Tim is a qualified chartered accountant.

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Paul Dyer, BA, ACII
Non-executive Director

Paul DyerPaul was one of the founders that created Towergate in 1997. He started his career with Royal Insurance before moving to TSB with responsibilities for non-life insurance development. In 1983, he became marketing manager for ITT London & Edinburgh. In 1992 he joined Economic Insurance and was part of the management buyout team, leaving Hiscox to create Towergate. Paul was Group Communications Director before becoming a non-executive director in 2005.

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Mel Sims, LL.B (Hons) Law
Non-executive Director

Mel SimsMel was appointed as a non-executive Director of Towergate in 1999. He is a private equity corporate lawyer at DLA Piper specialising in mergers and acquisitions and has particular experience in the insurance sector. He has been involved in the establishment and development of insurance brokers and third party administrators to the insurance industry including Towergate Partnership Limited and Folgate Partnership Limited.

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David Torrance, CA, MCT, LL.B
Non-executive Director

David TorranceDavid Torrance joined Towergate Underwriting Group in 2002 as Finance Director. He then became Group Finance Director for Towergate Partnership before taking up a non-executive director role in 2006. David was formerly Finance Director of the general insurance operations of Axa in the UK and also spent 11 years with PPP healthcare where he became Chief Financial Officer and Deputy Chief Executive.

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Ken Wallace, FCII
Non-executive Director

Ken WallaceKen was appointed as a non-executive Director of Towergate in 2005. He has held senior roles with Norwich Union for more than 40 years. He is a Fellow of the Chartered Insurance Institute (CII) and was Chairman of the Association of British Insurers (ABI) Distribution Committee for five years.

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Darryl Clark, BA
Group Director and Company Secretary

Darryl Clark Darryl was appointed Group Secretary & Company Secretary in September 2008. As well as Company Secretariat, Darryl is responsible for Legal, Compliance, Internal Audit and Risk Management. Darryl joined Folgate Insurance Company in 1996 where he became Deputy Managing Director prior to its acquisition by Towergate. He has a strong background of senior positions in risk management and internal audit and is a Chartered Company Secretary as well as holding other professional memberships and qualifications.